usage_credits

Demo app for the 💳✨ usage_credits gem

The basics: get and spend credits

 

Subscribe to a plan: Buy credit packs: Get arbitrary bonuses: Spend credits:

Ledger status

Date Amount Category Expiration
Oct 23, 8:03 AM +10 credits signup_bonus signup –
Oct 23, 10:39 AM +20 credits referral_bonus referral –

Payment records (pay gem)

The user has paid $0.0 total

Pay::Charge (0) none
Pay::Subscription (0) none

Model records

UsageCredits::Fulfillment (0) none
UsageCredits::Transaction (2) 
# {
                :id => 9250,
         :wallet_id => 5376,
            :amount => 10,
          :category => "signup_bonus",
        :expires_at => nil,
    :fulfillment_id => nil,
          :metadata => {
        "reason" => "signup"
    },
        :created_at => 2026-10-23 08:03:41.943118000 UTC +00:00,
        :updated_at => 2026-10-23 08:03:41.943118000 UTC +00:00
}
# {
                :id => 9254,
         :wallet_id => 5376,
            :amount => 20,
          :category => "referral_bonus",
        :expires_at => nil,
    :fulfillment_id => nil,
          :metadata => {
        "reason" => "referral"
    },
        :created_at => 2026-10-23 10:39:53.179347000 UTC +00:00,
        :updated_at => 2026-10-23 10:39:53.179347000 UTC +00:00
}
UsageCredits::Allocation (0) none

Audit trail

Audit trail 
[
    [0] [
        [0] "signup_bonus",
        [1] 10,
        [2] {
            "reason" => "signup"
        }
    ],
    [1] [
        [0] "referral_bonus",
        [1] 20,
        [2] {
            "reason" => "referral"
        }
    ]
]

Loaded config

Literal, raw config file 
      # frozen_string_literal: true

UsageCredits.configure do |config|

  # Default test operations
  operation :small_operation do
    costs 1.credit
  end

  # operation :test_operation do
  #   costs 10.credits + 1.credits_per(:mb)
  #   validate ->(params) { params[:size].to_i <= 100.megabytes }, "File too large (max: 100 MB)"
  # end

  operation :prohibitive_operation do
    costs 1_000_000.credits
  end

  operation :this_operation_will_always_fail do
    costs 42.credits
  end


  # Define test credit packs
  credit_pack :tiny do
    gives 10.credits
    costs 99.cents
  end

  credit_pack :starter do
    gives 1000.credits
    costs 49.dollars
  end

  credit_pack :pro do
    gives 5000.credits
    bonus 100.credits  # Optional: give bonus credits
    costs 199.dollars
    currency :usd
  end


  # Define subscriptions
  subscription_plan :test_plan do
    processor_plan(:fake_processor, "abcdef123456")
    gives 10.credits.every(:month)
    unused_credits :expire
  end

  # Alert when balance drops below 100 credits
  # Set to nil to disable low balance alerts
  # config.low_balance_threshold = 20.credits

  # # Handle low credit balance alerts
  # config.on_low_balance do |user|
  #   # Send notification to user when their balance drops below the threshold
  #   ApplicationMailer.generic_email(to: user.email, body: "Heads up! You're low on credits.", subject: "Low credits alert").deliver_now
  # end

end
Credit-consuming operations
Credit packs
Credit subscription plans
Rest of the config 
      {
  "default_currency": "usd",
  "rounding_strategy": "ceil",
  "credit_formatter": {},
  "fulfillment_grace_period": 300,
  "allow_negative_balance": false,
  "low_balance_threshold": null,
  "low_balance_callback": null
}